The purpose of BetterWallet is to teach first gen investors what they need to know about smartly managing their money. This includes protecting you from financial mistakes I’ve made or mistakes people who are 20-30+ older than you made that I can save you from. Pulling money out of your 401k “just because” is one of them. I couldn’t tell you how many students I spoke to over the years who said “I would have way more invested if I didn’t take money out of my retirement”. The worst part about it is that most realize this mistake when time is not on your side. As a former financial advisor, the number one concern of pre-retires is not having enough money to retire. Everyone reading this has a family member who is going through this right now. We need to change the narrative and practice smart money management BEFORE we get to this point.